I really don't get it. You say you are making the program "better" for people to be healthier. First of all men do not get bone density unless there is some other type of health problem. Second cardiovascular is both men and women, however, you don't get this unless there is a health problem. How does you prevent both of these? DUH! Exercise! Walking is a good way to do that. So Humana's view point is give dollars for items that can't be done without a reason, but take away rewards for an item that helps prevent these 2 conditions. Really, really dumb! Don't know who has been making these decisions, but they need to wake up and smell the coffee.